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| *Vultures Knob>>>Sport Bike |
Loan advice for motorcycle? |
I want to get a used sports bike for $3000. I just opened a bank account and have a job. I am only working so that i can get this motorcycle. I want to leave for military for 4 years in a few months and just want to ride this bike until i leave and pay if off using financial plan when i join for the military. I have no co-signer and know most lenders will not give me loan without credit history. All I want is to do payment plans on this bike with everything i make at my job which is about $800 to $1000 a month. I opened a bank account. Is there any place or way to get this loan as soon as possible instead of years. since u have no credit history, getting started on credit without even having the same job for at least a year or two is going to be very tough. if they do give u credit, expect them to have extremely high interest rates reguardless if ur about to go into the service. creditor's want their cash on time, all the time, and their a real pita if ur late be sure. motorcycles isnt exactly at the top of lenders 'gotta approve loan' list, especially a crotch rocket. even if u were buying a harley road king, they'd still drag their feet. if u were to plunk down at least half of it....1,500 on the down payment, they MIGHT consider it. the more u put down the more likely u'd get 'easier to choke down' terms. maybe you could wait until you are stationed somewhere. then you will be able to purchase a bike and use it. Wait until you get through training and at your first base, then buy a bike, something you can ride there. I found this http://sivu.at/ffde article it should answer your question it has some good information on loans and good deals etc. |
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