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Who sells garage keepers liability insurance for motorcycle shops?


Having difficulty finding a company that sells garage keepers liability insureance for a new startup motorcycle shop that sells used harleys, new scooters from several companies including kymco, hyosung, genuine etc. We also service customers motorcycles.

You're going to have to contact an independent agent, who can put you in the "assigned risk" or "facility auto" pool in your state, or market it to high risk, excess lines companies.

It is NOT going to be cheap. Companies like State Farm, Allstate, Farmers, the "normal" national brands are NOT going to accept this unless it is assigned to them through a state assigned risk plan - auto dealers (including motorcycle dealers) are high risk accounts, and a NEW one is even more so. If your state doesn't have an assigned risk plan, you will likely end up in the excess and surplus market.

Anyway, an independent agent can put this out to bid for you.

Farmers Insurance.

Motorcycle Industry Magazine might be a potential information resource:
http://www.mimag.com/

If you are in Texas I can help you

see the list

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