|
|
| *Vultures Knob>>>Road Bike |
Does anyone have direct line home insurance,if so have you ever telephoned to ask if something was insured?.? |
was you asked for your policy number?..I rang and was told my son`s off road bike was covered,now it`s been stolen they say it isn`t covered under the policy. I can`t prove when I rang and was told it was covered. Even if you were told it was covered, if the subsequent policy sent to you didn't say that, you aren't covered. Check the written policy. There will be a 'get out' clause somewhere saying that what was communicated to you by the staff does not form part of the contract, and only the written contract has effect. If you know the date of the call, they may have recorded it and in that case, if the person did say that the biuke was covered and they can find the tape, then you might shame them into making an ex gratia payment. Otherwise you are screwed. I used Direct Line for many years but now find Rias much cheaper and better get in contact with your phone company to find when you phoned them We used them for house/contents insurance until we tried to make a claim, we had garden equipment and tools stolen, and found out what a bloody waste of money they are. You may as well not bother insuring and bare the costs yourselves. if i didn,t know better ide say you were upto no good planning to scam directline on your home contents policy . throw it all up in the loft and report a buggery Doubt if buggery's covered. However, read the fine print of your policy very carefully, it's that which defines the contract between you and them, no matter who claims what was said. In this case, the printed word overcomes the spoken. I cannot answer the first part of your question, but can the question you asked at the end about covering the bike. You need a special lines policy...a policy that could cover a motorcycle, scooter, or ATV. Many companies who offer those type policies will insure the vehicle whether it is onroad or offroad use. |
| Tags |
| Recumbent Bike Bmx Bike Kids Bike Schwinn Bike Cruiser Bike Road Bike Folding Bike Mountain Bike |
Bike Categories--Copyright/IP Policy--Contact Webmaster |