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My boyfriend hit a biker with my car and I gave him my car insurance info, what's the worse that could happen? |
Yesterday while my boyfriend was driving me to work in my car, we stopped at a red light and after waiting until no cars were coming from the left, he began to turn right. Unfortunately, he did not look to the right of him before turning right and a biker that was just beginning to cross the crosswalk was right in front of the car and was hit. The biker said he was fine and didn't need medical attention but his bike tires were kind of messed up. He got my boyfriends information so he could call about damages to his bike. He also took my car insurance information, on which my boyfriend is not listed as a driver. I was late for work and the driver was fine so we did not file a police report, my boyfriend just took me to work and gave the guy (and his bike) a ride home. I'm wondering if this guy ends up trying to get some money out of this (besides the bike damages which my boyfriend already agreed to pay) what he could potentially try to do? Contact your insurance company, and report the claim. You never know if he will claim he was injured. The insurance company will complete a full liability investigation, and determine if your boyfriend was liable for his damages. At minimum, they may pay for the damage to his bike. he could decide that he was injured and claim a insurance claim againest you and then your rates would go up your insurance will be greatly affected. the premium will be increased Oh, GOD.... why oh WHY didn't you call the cops??? |
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