I want to get a Triumph Daytona 675. Any tips on that or even Insurance?

Alright guys, I have been looking into buying a Triumph Daytona 675. Its not so much the price of the bike that I am worried about, but its the insurance that will kill me.

So, I am definitely new to buying bikes, and getting insurance. But i did try to get quotes from some big name companies. TOO MUCH!

Any of you know of companies that specialize in motorcycle insurance for cheap, with an at fault accident on record? The lowest rate I got was from Dairyland for about 1800 a year. That is still quite a bit, so i was looking ofr something cheaper.

If you all could help me out, that would be fantastic.

p.s. I live in the state of South Carolina. age 18.

Daytona 675 is a nice bike. Is this your first bike? If so I suggest purchasing something older to start out with. Reason being... the 675 has not been in production very long, so if you drop/damage it, replacement parts will be tough to find without paying full retail from the factory. You will almost certainly drop your first bike. You can get 03-04 Daytona 600's, plus early 2000 model GSXR's, CBR's, R6's, and Ninja's for good prices. Especially this time of year. Insurance will be cheaper as well.

As far as insurance....
Dairyland will most likely be the cheapest you will find. Where you are so young, AND have an accident, I don't think that $1800 is all that bad...IF it is for full coverage.
If you buy your 675 from a dealer, make sure to check around at all the dealers in your area to get the best price! They will most likely try to make some big money on you since you are so young!
One more suggestion: Buy safety gear! Ebay has awesome prices. You can buy armored jackets and gloves from companies like Icon, Alpinestars, Joe Rocket, etc. They make mesh ones for those hot SC days. Helmets also from Icon, HJC, KBC, Arai, Shoei..etc
Good Luck, you'll love your new bike!

Good choice of bike.Nimble and Torquey.Sorry no idea on insurance.Good luck.

I've got a Daytona 675. I love the bike. I got mine in the first batch that came over in 2006. I haven't had any problems that I didn't cause myself.

If this is your first bike, I really have to say you should look elsewhere. Its not a beginner friendly bike. Parts and maintenance are not much worse than for any Japanese bike. The problem is that there isn't as big of an aftermarket for this bike. Thats not to say that there isn't anything available for it. Its just that there are more options for Japanese bikes.

Keep shopping for insurance. My first quote for the Daytona was around $3k a year. I eventually got it down well below $1k. You may be screwed with your age though. Try to combine it with auto insurance. Thats what got me the biggest drop in price.

I agree with Toho here on your choice of bike. The Daytona 675 is a lovely machine. I've been riding bikes for almost 20 years (mostly sports bikes) and have a 2007 Daytona in my collection. But be warned it is not a particulary easy bike to set-up or ride. It has a rather flighty front end due to its aggressive front end geometry - low amount of trail. As such it likes to shake it's head a lot over less than perfect road surfaces, and is pretty unforgiving of hamfisted steering inputs. The rear shock's spring is too strong for the average riders weight, which I find can agrivate the font end even further - and needs careful tweaking of preloads, comp & rebound damping, both front & rear to aliviate this problem. It also has the most uncomfortable seat I have ever experienced.

All this said, I still love the machine. Wonderful strong engine (lifts the front in 3rd on the throttle alone) and fantastic brakes, although I think the bike is only truly at home when it's being thrashed on the track.

If you are new to motorcycles, you should really consider an SV650 on which to 'cut your teeth on' for a year. It's an excellent all round machine that will still p!ss all over 99% of cars off the lights. Believe me, you will not regret it. Then try the Daytona. Both your bank ballance & your bones will thank you in the long run.

I had a friend who started out on a GSX-R 600 only to sell it a few months later due to its intimidating power delivery. It put him off bikes for good. Had he started out on something better suited to his abilities, it could have been so very different.

Sorry, Junior, but if you want that Daytona you'd better cough up the $1800. Until you hit 25, ANY sportbike you sit on will be outrageous as far as insurance is concerned.

Too much? Unfair? Tell that to the THOUSANDS of other "safe, responsible, mature" teenagers that wadded themselves up on their crotch rockets. You may FEEL like you're responsible and will, of course, "take it easy" on the 675, but the bottom line is this:

WITHOUT EXPERIENCE, YOU DO NOT KNOW HOW TO RIDE SAFELY AND EFFECTIVELY ENOUGH TO WARRANT LOWER INSURANCE!

You are a risk as far as insurance companies are concerned, and a very high one at that. What you don't know can KILL you, and I guarantee there is a lot more that you don't know about riding than what you do know.

At your age riding a sport bike you won't find cheap insurance. About your only option is to try a motorcycle safety course and see if that helps.