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| *Vultures Knob>>>Bike Insurance |
Question regarding a bicycle accident? |
Ok long story short. I was coming off of a residential street onto a major street and was stopped at the stop sign in Culver City. It was a right turn only street. It is difficult to see past the cars parked alongside the road there and I was inching forward looking left as I did so. Just as I completely let my foot off the brake all the sudden there were 2 girls on bikes in front of me. Needless to say I hit one. Not a terrible accident, but her bike did get stuck onto my car and I did bruise her leg. They were coming from the right. Anyway the police were called and she was found to be at fault for several reasons. 1. She wasn't going with the flow of traffic and was on the wrong side of the road. 2. She was on the sidewalk (big no no) and never yielded to me. 3. she was 15 (which I found out at the last minute) and wasn't wearing a helmet. What I want to know is how is she suppose to handle the damage to my car? How can my insurance get their money back? Or how can I? Sueing? Her bike damaged my car. You should be able to claim insurance as you were not at any real fault whereas the two girls were breaking the law in several ways so there should be no problem with insurance. If however, you really want compensation from the girl's family, you can contact them and ask for a personal discussion regarding the incident. If they agree, go to their house and explain your situation, specifically how you were trying to do the safe thing but then got hit by their daughter, but don't be aggressive or angry with them, as that will put them in a defensive mode, she damaged your car from bruising her leg? unless your car is a right off- don't worry about it. 15year old kids don't have money. You americans are all the same- sue at the drop off a hat... shame on you. First of all, the police do not determine fault. call your insurance company, give them the info, and let them handle it. That's what you pay them for. If she was underage, her parents would be responsible for any damage incurred. I seriously doubt your car is a write off. A low speed accident with a 15 year old on a bike? She is a minor, and you can't sue her. Bicycle riders aren't required to carry insurance. You submit the claim to your insurance company, and it's up to them whether to go after the girls parents to get their money back. OK, first of all, police do NOT determine fault. |
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