I wanna buy a new motorcycle, and i'm gonna attend the msf, but I need to know how much the insurance is gonna be, and what kind of bike can I get, any suggestions? Contact insurance companies in your area and ask the questions. Just remember that, just like cars, the faster hotter bikes require more $$ for insurance. Depending on the style bike you like, there are several good bikes. I chose the Ninja EX250. The new model is the best looking, but but you can get older models pretty inexpensively.
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Insurance is not bad. I pay $750/yr. through Farmers jack is right, always get an insurance quote before buying any bike, you will be surprised the big difference in the rates and cost depending on the type of bike you want, the smaller cruiser bikes are at the lower insurance rates and all the crotch rocket, sport bikes have a much higher rate.
I see many new riders make the same mistake when they buy a new bike that they can't afford the insurance, I know guys that are paying between $2000 to $3000 a year for insurance on their crotch rockets, and I know Harley Owners that pay $130 a year, I've been riding over 20 years now and it can be loads of fun BUT it is a great responsibility and one that you MUST take seriously!
First of all, a motorcycle is NOT simply a "bicycle with an engine" and you really need formal training on how to ride one. Don't be one of those fools who goes out and buys a motorcycle with no knowledge of how to ride it and end up crashing and hurting yourself or, worse yet, hurting someone else unfortunate enough to stumble into the path of your stupidity.
The MSF training is well-worth the investment and the best thing about this course is that when you pass, you are allowed to skip the motorcycle driving test at the DMV in most states. So, take the course before you do ANYTHING else.
As far as insurance, I recommend you call GEICO and give them your personal information for a quick quote!
Hope this helsp! You can get as many online insurance quotes as you like, and you can enter different models of bikes. The best thing is that, they email you the price quote, so everything is in writing. Now you can compare prices and everything, once you pass the MSF course and got your license and bought a bike, you can find that old email and purchase that insurance that you choose. Try GEICO insurance company, I know they offer motorcycle insurance. I have owned many bikes in my 30 years of riding and by no means am i in the league of pro riders but i have taught many learner riders to handle bikes better just from my own experience and help from tech and riding tips in magazines.
I have tried these suggestions out on the street and know they work.
Here are a few essentials.........
1. Ride to your own pace. Don't let anyone else make you go faster than you are comfortable with. Having said that, if you want to improve your pace and cornering ability, chose a section of road with some corners and travel over the section alone or with a good friend you trust at your most comfortable speed then each time you travel over it add 5 or 10 kph up to a safe speed that challenges you but doesn't scare you.
2. Know your bike. spend time familiarizing yourself with every aspect of your bike and talk to respected bike mechanics about tyre pressures, shock settings etc. Once you know the base settings, you can experiment with variations to obtain a firm ride for cornering but still be comfortable over the rough stuff.
3. Negative/reverse steering. This has to be the greatest innovation to bike handling since someone first decided to put a motor on a push bike. This is how it works...
We all know that leaning a bike causes it to turn, but why does this happen?
As we lean the bike, the tyre diameter decreases as we present a smaller circle from the side of the tyre to the road. A smaller circle has less distance to travel to complete its rotation so the tyre is pulled towards the smaller circle to complete the rotation faster.
If we lean with the bike, we become top heavy and there is nothing to stop the bike from sliding out from under us.
As you approach a corner, turn your handlebars SLIGHTLY in the opposite direction that you want to turn. This presents a smaller diameter tyre to the road which causes the bike to turn but still allows you to stay vertical in the saddle.
This technique has saved me many times when i have found myself committed to a corner too fast and decided to either lean more than I thought I could or go bush.
These are just some tips to keep you safe. The defensive riding courses are good but nothing beats experience, listening to someone you trust and time in the saddle.
I am more than happy to pass on more info from my email address and welcome constructive criticism to my tips.
Remember what works for one doesn't always work for others.
Try these tips out SLOWLY first and keep upright ( except when cornering ) ;)
Hope this answer helps. give gas till front wheel becomes airborne Well I recently went through this experience, I live in California, did the MSF course and then got a Hyosung GT250R, I chose this cuz I wanted a full size sportbike (which the Ninja 250 is not) the bike was new, it has a 2 year warranty and I haven't had any problems with it. Insurance (liability) on that bike cost me 250 a year and I'm 19. So overall I didnt spend a lot and its new and great fun. The insurance will depend on your age (under 25 = $$$$$), your driving record, and the type of bike you want to get. Let's just say that a 17-year old with a ticket or two will most likely be UNINSURABLE on a sportbike (even a "small" 600cc), and even with an MSF class would be looking at thousands of $$$ per year- more than the bike is worth!
A 35 year old married male with a clean driving record can get full coverage for well under $50/month for a Hayabusa.
See where the difference lies? If you guessed, "Loss of immortality syndrome?" you'd be a winner! Teens have no common sense when it comes to machinery or reality, and do not have the proper judgement required to do the correct thing in a panic situation. Combine that with their need to twist throttles WFO, and you can come to the same conclusion that insurance companies' statistics show: teens are FAR more likely to DIE on motorcycles because of who they are. A simple rule is the more cc's the bike has the more expensive insurance is.
For example a 250 kawasaki ninja is less expensive to insure than a Kawasaki 600 or a Yahmaha r1 or r6
What I suggest is call an insurance company local to you and as them how much insurance would be for BASIC LIABILITY and nothing more. This is the bare minimum to legally ride it.
Bikes over all are cheaper to insure than cars all and all As for the insurance, I am not very clear. But I think the most important thing u must know is the security knowledge. If u want to know, u can have a try on a site called bikerkiss. There are many motorcyclists there. I think they will give u some good advices. I bought a brand new Honda Spirit 750 in 2005. Had a permit and no formal training. Geico insured me at a cost of around $80/month. I pay 4 months in a row and the bike is covered for the rest of the year. Not bad as far as i'm concerned. Guess its gonna depend on you age, age of the bike, if you keep it in a secure place and all that other happy jazz. | 
