Mountain bike
*Vultures Knob>>>Bike Insurance

Will my auto or homeowners insurance cover my sons broken arm?


My son had a bicycling accident neer my home but not on my property.He broke his arm pretty bad and had to have surgery. I do not have health insurance. Do you think either my home or car insurance may cover?

Who's property was he on?

If it was city property and the result of a poorly paved road, you might try calling City Hall.

As you know, the hospital had to do the surgery whether you had insurance or not. Find out what help is available to cover the costs. If he is a minor, the costs might be covered by the State.
not likely as it didn't happen on your property or in your car =you can give it a try though
My son just had parts of his bike stolen and the officer told me that my home owners insurance would cover it... call them and ask. You have nothing to loose. Most hospital will work with you on payments also.... as long as your paying $20 a month they will usually work with you. Was he hit buy a car? If he was the other persons insurace should cover the medical.
I dont thinks so.... Only If he broke his arm in a accident. Call you insurance company or read your policy
No, your home insurance and/or your car insurance cannot be billed for an accident such as this. Discuss the problem with the hospital. Some hospitals do have 'compationate write off'. When a hospital has this, only the main billing person will know it. Talk to the supervisor in the main billing dept, ask for his write off. Sometimes, hospitals understand a bit, and just do not bill you when you CAN get this.
counselor
Unless it happened on your property your homeowner's insurance will not cover nor will your auto insurance pay it. You may want to check out with suing the owner of the property he was injured on their property. There is a program inplace that helps children that have no insurance coverage. Asking the social worker from the hospital or going to social services and they should be able to help.
Tags
Cycling Bike Race Bike Insurance Bike Repair Bicycle Shop Bike Tours Trail Map
Related information
  • If you have been in an accident caused by a motorist and require surgery due to injuries- no medican insurance
  • Should employers offer incentives to employees who commute by bicycle?
  • What happens when you get into an accident and without insurance?
  • Will I be found automatically GUILTY because of lack of insurance at the time of a minor accident?
  • Tell me which of the following really irritate you the most?
  • Can you plrease proof read this...?
  • How should I proceed? I would like to advise my brother who had dental work but didn't ask enough questions?
  • Can u plz proof read this... thanx :p, how can i end it?
    • 　

    Bike Categories--Copyright/IP Policy--Contact Webmaster