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| *Vultures Knob>>>Bike Insurance |
Tips saving money? |
Alright, so I have goals, but no money. First off, here's the goals. I'm 16 with a job at a bike shop (American Cycle And Fitness in Royal Oak, MI) ****-Pay for car insurance (~$1000) -Buy a car (less than $1000 if possible) -Spending money for family vacations and youth gathering in orlando (~$200) I figure I'll work as much as I can during the summer to get up where I can before school starts back up (parents usually only let me work on the weekends during school) and just deposit the checks in my account. Any tips on how to not spend it on meaningless things (i.e.-cd's, video games, etc.)? Thanks ~Shorty~ If what you really want is a car then focus on the car. Look through car magazines and pick some out that you like. Clip out the pictures and put them up in your room. Put a post it note on your bathroom mirror or where ever so you see it everyday. CD'S or CAR Buy video, play 20 times get bored or buy CAR drive it 20 times and gain mobility. It really works. Focus on your goal, but don't be affraid to award yourself everyone once in awhile for being focused otherwise you will burn out. Give check to your parents and ask one of them to put it in the bank for you. Make a budget. Decide what you can live with (10 bucks a month) and don't go over it. Source(s): Lived it. It worked. You know, those seem like a huge deal, but when it comes down to it, you need to watch where else you spend your money. If you buy a pop and a candy a day at school, that's almost about 14 dollars a week. Times that by 4 weeks, you have 56 dollars a month. there are 52 weeks in a year. 14*52, your spending 728 dollars a year on pop and candy. Think about it. Oh, and I know that this isn't correct, because you don't buy pop at school on the weekends and blah blah blah, but it shows a point. The money goes out the window when you eat out every night, buy pop, CIGARETTES (if you smoke) and things like that. the little things are the things that are hardest to stop from buying. I like out of sight, out of mind. Give your parents the checkbook or ATM card. That way you need to ask for it to spend. Then, when you see something you want, wait 5 days. If you still want it, then ask for the checkbook and spend. If not, just keep going. |
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