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| *Vultures Knob>>>Bike Insurance |
California, salvage title, can I ride it that way? |
Saw an ad that's just too good to be true. The seller says his bike was knocked over by a truck backing into it, and insurance company declared it totalled even though (he says) the damage is very minimal and only cosmetic. So, in California, can I register the motorcycle in my name and ride it that way, with a salvage title, or do I have to get a "revived" status first? It is NOT legal to ride like that. Salvage title (if indeed it was applied for) means the vehicle is NOT operable and has no current license sticker. You will have to go to the DMV and apply for a "Revived Salvage Title". this will include an inspection of the machine in order to qualify it for a plate and legal registration. see web site below. Source(s): http://www.dmv.ca.gov/pubs/brochures/how... Yes, you can ride it that way. Nope, if the total damage was more than the value of the bike and he sells it CA makes him call it "salvaged" and you can buy it and drive it as is. The salvage title means that the vehicle has already been paid off once, so you cannot fully insure it for replacement value, only basic liability insurance, but it is a legal title and you own it. If the insurance company declared the vehicle totalled, it means it would be more to repair it correctly than the vehicle is worth. Now with some cars, that could mean very little damage was actually done. Especially because the safety systems, like air bags, can be thousands of dollars to fix. I don't know what kind of bike this is, or the details, but there would probably have to be some pretty good damage for them to total it. It just might not appear to be alot of damage. I guess it really could be cosmetic only, and that it would have been so much to fix it that they totalled it instead... But yes, it would be titled as a salvaged vehicle. The only real problems I know with that is you can't get a loan on it, but it probably doesn't affect you. Either way I would have a very good inspection done on this vehicle, and look over the information from the insurance company... I am sure before they decided to total it, they would have needed estimates to repair it, so see what was wrong with the vehicle. Generally it means repairing to the point it is safe and operable. If they totalled it, it was because the repairs would exceed the value, and that usually means more than cosmetic damage. All brakes, lights, and other safety equipment must be operational. Unbending a frame could be difficult. Check with a salvage yard on what they will offer and some repair shops for estimates. Unless you do the work yourself, it probably is salvage. |
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